When I realized I had turned into one of those who only came in to maintain my plot pole, vaults and vehicles, I stopped coming in because I didn't want to be lame. Now, all of my buildings are gone, the vast majority of vehicles are gone, and so is my wealth. I have a few gems left in a safe but that's about it. I created a temporary barrier to some storage sheds until I empty them and rebuild.
I have something to do again. Rebuilding is not necessarily a bad thing. It would be MUCH harder without my current humanity level.
That being said, I personally don't care either way whether we refresh or partial refresh.